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Q.

What is Adani Home Loan Interest Rate?

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It is very difficult to mention the exact Adani Housing Finance rate of interest, as these rates are floating, meaning they can vary based on changes in market conditions. However, I’d like to say that

the rate of interest

ranges somewhere between 12.00% to 16.00% per annum. The company primarily focuses on the affordable housing segment, aiming to support India's "Housing for All" initiative.

Now that you know the Adani Capital home loan interest rate, let me tell you that, 

Adani Housing Finance caters to multiple needs of you, including home purchase, home improvement, composite loans, and balance transfer loans with top-ups. The company targets individuals seeking affordable housing solutions, providing tailored loans with simplified processes.

Their services are designed to make homeownership accessible, even if you are first-time buyers or those from economically weaker sections.

I hope your query about

Adani housing finance rate of interest

should be solved.

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Where to Mention Home Loan Interest in ITR 1 

0 2024-07-12T10:35:52+00:00

There is no Adani housing finance rate of interest fixed, to be honest. The rate varies from one borrower to another depending on the various business segments and schemes thereunder. As far as I know, the Adani interest rate is between 12% to 16% p.a. 

What is the Adani Home Loan Interest Rate?

Adani determines the rate of interest of the borrower for home loan based on several factors like:

  • Tenure of the loan

  • Cost of funds (both internal and external)

  • Risk profile of the borrower

  • Treasury bill rates and sovereign yield curve

  • Credit spreads between the sovereign/ AAA NBFC/ HFC bonds and the AA category bonds

  • Prevailing MCLR of the prominent commercial banks

  • Market condition as per credit risk premia

  • Expected credit losses

  • Internal cost of doing business

  • Interest rates offered by others and other factors

The range of interest rate set is between 12% to 16% p.a. 

  • For Home Loan, they have set an interest rate between 12% - 14%, and for

  • Mortgage Loans, their rate of interest is 16%

However, you can either visit their office or

Adani Housing Finance’s Official website

and check further details there. Hope this helps

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