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Q.

What are Documents Required for Repco Home Loan?

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If you are applying for a home loan with Repco Home Finance, you must know what are documents required for Repco home loan. Repco requires submission of several documents like identity proof, property documents, photo, and so on to establish identity, income, and property details. These documents ensure the borrower’s credibility and enable smoother loan processing. I have shared the complete lists below.

Repco Bank Home Loan Documents Required

Applicants must submit valid government-issued documents such as:

  1. PAN Card (mandatory)

  2. Aadhaar Card

  3. Passport, Voter ID, or Driving License

  4. Utility bills or rent agreement (as address proof)

Depending on the applicant's employment type:

  1. Salaried Individuals need:

  2. Latest 3 months’ salary slips

  3. Form 16 or latest Income Tax Returns (ITR)

  4. Bank statements for the last 6 months showing salary credits

  5. Self-Employed Applicants must provide:

  6. ITRs for the past 2 to 3 years

  7. Profit & Loss Account and Balance Sheet (audited if applicable)

  8. Business registration certificate

  9. Bank statements for the last 6 to 12 months

To verify legal ownership and valuation:

  1. Sale agreement or sale deed

  2. Approved building plan

  3. Title documents with legal clearances

  4. Encumbrance certificate

  5. Allotment letter (for new properties)

Other Requirements:

  1. Passport-size photographs

  2. Application form duly filled and signed

  3. Cheque for processing fee

You can also check the complete lists from the official website of Repco Home Finance Limited (RHFL). I hope you found this helpful.

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