How to Check How Many Loans I Have?

With instant loans, all you need is your PAN number and Aadhaar to complete the loan process. Fraudsters utilising your PAN card number to apply for loans on instant loan apps is the newest scam on this list. All credit cards and loans issued in your name are listed on your credit report. As a result, you will be able to determine whether any loans were made without your consent. Hence, it is important for you to learn how to check how many loans I have taken.

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How to find out how many loans you have?

To assist you with your query about, “how to see how many loans you have?” You can visit the website of

, Customers can obtain their Credit Report to view their credit history. People must submit an application to one of the three Indian credit rating companies, Equifax, Experian, or CIBIL. Since CIBIL is the oldest credit information bureau in India, it is typically the most sought-after bureau.

This credit report will include a summary of each credit card account that the person has or has ever had, as well as any loan-related transactions. In other words, it is a synopsis of the person's financial background.

I’d like to conclude my answer here about  how to check how many loans I have taken. I hope this helps:)

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Ever wondered, "How to know how many loans I have?" To check all the loans in your name, including home loans, personal loans, or credit card loans, you can do so using online methods. Your CIBIL report contains a complete list of all your loans and credit accounts. Visit the official CIBIL website. Sign up or log in using your mobile number and email ID. Verify with OTP and provide your PAN card details. Download your credit report, which lists all your active and closed loans along with EMI details. 

How to Check How Many Loans I Have Taken?

Apart from

you can check your loan details from Experian, Equifax, or CRIF High Mark. 

You can also log in to your bank’s net banking portal. Go to the Loans section and check active loans linked to your account. If you have loans from multiple banks, repeat this process for each.

Call customer care or visit the branch of the respective bank/NBFC to get your loan details. Provide your PAN card or Aadhaar number for verification.

CIBIL report is the best way to check all your loans in one place. Use net banking or bank customer care for specific loan details. Checking regularly helps in managing EMIs and avoiding missed payments. This is how to see how many loans you have.

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How Many Personal Loans Can You Have at Once? 

Ever thought about how to check how many loans I have, there are several ways to obtain this information. Tracking all your loans, both secured (home, car) and unsecured (personal, credit card), helps manage your finances effectively. Your credit report is the most reliable and comprehensive way to check all the loans you have in your name.

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Confused comparing banks? Get guaranteed lowest interest rates starting at 8.4%, doorstep assistance & fastest sanction in 7 days.

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How to Know How Many Loans I Have? 

Credit Report

In India, credit bureaus like CIBIL, Experian, Equifax, and CRIF Highmark maintain detailed records of your credit history, including all active loans and credit cards.

Here’s how you can get your credit report:

• Visit the website of any credit bureau (e.g.,

  CIBIL

  ).

• Sign up and request a credit report by providing your PAN, name, date of birth, and other personal details.

• You can get one free credit report per year, or you can pay a nominal fee for additional reports.

The report will display all current loans, their outstanding amounts, payment history, and credit limits.

Net Banking

Apart from the credit report, if you know which banks or financial institutions have given you loans, you can log into their net banking platforms or mobile apps to view your loan accounts.

• Look for the "Loans" section in your account dashboard, where you will see details of all active loans, outstanding amounts, and EMIs.

• You can also visit the branch or contact customer service for a detailed loan summary.

This is all about how to check how many loans I have taken. Hope this helps!

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How Many Loan in My Name?

• Making use of credit bureau services
• Making use of fintech applications
• Making direct contact with the lender

How to Check All Loans in My Name Using Credit Bureau Services?

• CIBIL
• CRIF high mark

• Visit one of these websites first, based on your requirements.
• You will be prompted to register on the website if you haven't already.
• After registering, you will receive an OTP on your registered mobile number, which you must use to authenticate your registration on the website.
• You can view your active loan after confirmation.

• Enter your personal information, including your name and PAN, to log in.
• Verify the OTP you will get on your phone number.
• To access your active loan after OTP confirmation, visit the website.

How to Check Number of Loans in My Name Using Fintech Applications?

• Enter your PAN number, bank account information, and other KYC requirements when registering as a user.
• Verify your information and access your account.
• Open the app's lending area.
• Manage your account and view the details of your active loans.
• The broad outline provided here is consistent for the majority of apps, while the stages may vary significantly depending on the one.

I was looking over my monthly transactions and then thought of knowing my active loans. I had done so in the past as well. So, it was pretty easy for me. However, a lot of people have asked me how to know how many loans I have. I would like to answer the question by posting all the necessary information here.

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Confused comparing banks? Get guaranteed lowest interest rates starting at 8.4%, doorstep assistance & fastest sanction in 7 days.

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How to check active loan on my name

Ridhima stated the three credit rating companies which can assist you in knowing your active loans. However, I would like to add one more option to the tally.

The credit bureau is based in India and is RBI-approved as well. They provide credit reports as well as microfinance.

Let me take you forward to the process of checking your active loans with the help of a PAN Card.

1. Visit any of the credit bureau websites.

2. Log in to the website or Register yourself if you’re visiting for the first time and fill in all the information to register yourself successfully.

3. You will be asked to confirm your registration via an OTP. You will receive this on your registered mobile number.

4. After the confirmation is completed, you will be able to view your active loans.

I hope my answer helps you to learn how to check how many loans are active.