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Q.

How to Change EMI Date in HDFC Home Loan?

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HDFC Bank allows home loan customers to change their EMI (Equated Monthly Instalment) due date through a formal request process. This is especially helpful if your salary date or cash flow timing has changed. I have added the detailed process on how to change EMI date in HDFC home loan below for you.

Shift in Due Date of Home Loan EMI in HDFC

Here is the process you can follow.

  1. Visit the HDFC website or directly download the "

    Shift in EMI Due Date

    " form here.

  2. Complete all required details, including:

  3. Loan Account Number

  4. Borrower’s Name

  5. Current EMI due date

  6. Requested new EMI due date (available options vary based on EMI mode)

  7. Reason for the request

  8. Contact details and signature

  9. Submit the filled and signed form to the nearest HDFC Ltd. branch.

The request is subject to approval and operational feasibility. It may take up to one EMI cycle to reflect the change. Alternatively, you can also get in touch with HDFC Bank to get the exact process.

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