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Home / Finance / Home Loan / How to Calculate MODT Charges?
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How to Calculate MODT Charges?

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Summary
MODT (Memorandum of Deposit of Title Deed) charges are calculated as a percentage of the home loan amount, typically 0.1% to 0.5%, depending on the state's stamp duty rules and the lender. Some states also charge a registration fee, either a fixed percentage or a capped amount, whichever is lower. For example, one lender charges 0.3% as stamp duty plus 0.5% or ₹15,000 (whichever is less) as registration fee, along with nominal legal fees.
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