How to apply home loan in sbi?

For defense personnel, government workers, non-salaried individuals, those planning to purchase "green" homes, and those living in hilly or tribal areas, State Bank of India provides a range of unique home loan packages. Other advantages of SBI house loans include interest rate reductions of 0.05% for female borrowers, as well as features for balance transfers, top-ups, and overdrafts. If you are thinking, SBI home loan how to apply, you can read on to get the detailed process.

How to Apply for Home Loan in SBI Online?

SBI offers multiple home loan options, such as.

1. SBI Regular Home Loan

2. SBI MaxGain (with overdraft facility)

3. SBI NRI Home Loan

Select the scheme that aligns with your needs. To apply for the same, you can follow the below process.

1. Go to

   https://homeloans.sbi/

   . 

2. Fill in details like name, contact information, income details, and property details.

3. Upload scanned copies of the required documents. 

4. Submit the application and verify through OTP authentication​.

After submission, you can monitor your application's progress directly from the SBI portal. This is all about how to get home loan from SBI.

Avail Home Loan via NoBroker at Lowest Rates and with Minimal Documentation.

Read more

What are the SBI Home Loan Prepayment Rules 

I can help you with the process through which you can easily do the SBI housing loan apply online. I had thought of applying through the conventional way by going to the official website of the bank. But, when I shared the same with one of my friends, he told me to apply for the loan through NoBroker. This is because they have an exclusive offer where applicants can get up to Rs. 40,000 on home loan disbursal. So, let me share the complete process of applying through NoBroker, which will help you gain the benefit of this scheme, too.

NoBroker Home Loans

Avail doorstep assistance for your home loan, fastest sanction from 15+ banks at lowest rates.

Lowest Interest Rate Guaranteed

Get Best Terms

Apply for Home Loan

How to Apply for Home Loan in SBI Online?

1. Visit

   NoBroker’s Home Loan page

   .

2. Start by checking your loan eligibility where you need to share your name and mobile number. You’d have to share the OTP to validate your number. Tick yes or no to answer whether you have finalised the property or not. Then, tick the checkbox for terms and conditions and click on Check Eligibility. 

3. Share your Email ID and PAN number. Then, click on ‘Generate Credit Score’.

4. Once you have cleared the eligibility criteria. 

5. You’ll be able to view loan offers that best suit your profile. 

6. Select a loan offer and submit. Once the application is submitted successfully, the NoBroker team’s loan officer will process your application.

7. An appointment will be scheduled to explain the interest rates, processing fee, and the eligible loan amount. They’ll also collect the required documents for the loan application.

8. The officer will take things forward once everything is done to disburse your loan.

I hope you find this helpful to learn how can I get home loan from SBI.

Documents required to secure a home loan from SBI

• Employer Identity card
• Loan Application form
• 3 passport size photographs
• Identity Proof that includes PAN/Passport/Driver's License/ Voter ID Card
• Proof of Residential Address
• Documents showing the last 6 months bank account statement under the name of the applicant
• Proof of documents of previous loan statement from other banks (if any)
• Last 3 month's salary slip
• Copy of Form 16 for last two years

• Business address proof
• Last 3 year's IT returns
• Balance Sheet of last 3 years
• Details of business license
• TDS Certificate
• Qualification certificate such as C.A/ Doctor and other professions.

How to apply SBI home loan online?

[widget_homeLoan_checkEligibility_form]