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Home / Finance / Home Loan / How much Down Payment is Required for a Rs50 Lakh Home Loan?
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How much Down Payment is Required for a Rs50 Lakh Home Loan?

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Summary
For a ₹50 lakh home loan, banks typically finance up to 75-80% of the property value under RBI's Loan-to-Value (LTV) norms, since loans above ₹30 lakh usually get 75-80% funding. This means you'd need to arrange a down payment of around 20-25%, roughly ₹10-12.5 lakh, depending on the property value, bank policy, and your credit profile.
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