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Yogesh Garbyal

Yogesh Garbyal

NRI AUTHOR

About the Author

Meet Yogesh Garbyal

Yogesh brings close to 14 years of hands-on experience in digital platforms, with direct, first-hand exposure to how money and credit move across borders. On the client side at American Express, he worked on foreign exchange and international payments spanning the US, UK, Australia, and Singapore, seeing up close the friction NRIs face when moving funds. At fintech firm Zolve, he worked on credit solutions built specifically for Indians relocating abroad. Yogesh writes for NoBroker's NRI Services to bring this real-world, cross-border perspective to readers navigating property and finance decisions from overseas.

126

Articles Published

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NRI Buying Property in India: Complete 2026 Guide to FEMA Rules, Tax, Documents & Best Cities

NRI Buying Property in India: Complete 2026 Guide to FEMA Rules, Tax, Documents & Best Cities

Buying property in India as an NRI can be confusing. Many NRIs face challenges with FEMA rules, taxation, repatriation, and legal restrictions on foreigners buying property. Unsure which city offers the best ROI? This 2026 guide on NRI buying property in India covers rules, taxes, required documents,...

Updated 15 Sept • 1 min read
NRI Home Loan India 2026: Rates, Eligibility & EMI

NRI Home Loan India 2026: Rates, Eligibility & EMI

For NRIs working abroad who wish to buy property in India using a home loan, understanding NRI home loans can make the process much simpler. While navigating taxes and regulations, the right guidance can reduce complexity. NRIs can secure home loans in India for residential properties, with...

Updated 10 Sept • 1 min read
Top 10 Cities in India to Invest in For NRI With High Growth Potential in 2026

Top 10 Cities in India to Invest in For NRI With High Growth Potential in 2026

As an NRI you always want to maintain that strong connection that you have with your home country – India. Apart from friends and family that make you feel welcome here, there is nothing like owning your own house here. Coming to India and living in your...

Updated 10 Sept • 1 min read
NRI Mutual Funds in India: Process, Tax Rules, and Best Investment Options for 2026

NRI Mutual Funds in India: Process, Tax Rules, and Best Investment Options for 2026

India’s equity markets continue to expand, encouraging many Non-Resident Indians to consider mutual funds for long-term growth and portfolio diversification. Many professionals move abroad for career opportunities and lifestyle advantages, yet maintain financial roots in India to support dependents or manage assets back home. Investing in Indian...

Updated 10 Sept • 1 min read
NRI Personal Loan in India: Eligibility, Rates & How to Apply in 2026

NRI Personal Loan in India: Eligibility, Rates & How to Apply in 2026

NRI personal loans are lifesavers for NRIs needing immediate funds in India. These multi-purpose loans provide quick access to money for expenses such as weddings, medical emergencies, or debt consolidation. Loan amounts range from ₹10 to ₹25 lakh, with repayment tenures of up to 5 years. However,...

Updated 10 Sept • 1 min read
Inward Remittance to India 2026: RBI Rules, Tax, Charges & Process

Inward Remittance to India 2026: RBI Rules, Tax, Charges & Process

Inward remittance means receiving funds into an Indian bank account from abroad. While the process sounds simple, the main issue arises when the bank asks for a purpose code, requests additional documents, or puts the transfer on hold. This is because inward remittance is more than just...

Updated 10 Sept • 1 min read
NRI Power of Attorney: Complete Guide to Rules, Process & NRE/NRO Accounts

NRI Power of Attorney: Complete Guide to Rules, Process & NRE/NRO Accounts

As NRIs living abroad, they are often unable to travel to India to manage their financial or legal matters in person. A Power of Attorney solves this problem. An NRI Power of Attorney is a legal document that authorises a trusted person to act on an NRI’s...

Updated 10 Sept • 1 min read
TDS on Sale of Property by NRI: 2026 Tax Rates, Rules & Process

TDS on Sale of Property by NRI: 2026 Tax Rates, Rules & Process

NRIs often lose substantial sums when selling property due to a lack of awareness of TDS regulations. This can cause them to lose 20-30% of the total sale value as soon as the income hits their bank account. Understanding the TDS on the sale of property by...

Updated 10 Sept • 1 min read
Best NRI Accounts in India: List of Best NRE, NRO & FCNR Accounts in 2026

Best NRI Accounts in India: List of Best NRE, NRO & FCNR Accounts in 2026

With growing NRI remittances to India, managing finances while staying compliant with RBI regulations can sometimes feel complex. One of the most important financial decisions for NRIs is choosing the right bank account to manage their income in India and abroad. The main types of NRI accounts...

Updated 10 Sept • 1 min read
Documents Required for NRIs to Buy Property in India: A Complete 2026 Guide

Documents Required for NRIs to Buy Property in India: A Complete 2026 Guide

A missing PAN card, an incomplete Power of Attorney, or incorrect property documents are likely to delay an NRI's property purchase and even postpone registration. Getting your NRI property purchase documents right from the start — a valid passport, PAN Card, OCI or PIO card, and proof...

Updated 28 Jul • 1 min read
NRI Marriage Registration in India: Rules, Legal Process, Documents & Fees in 2026

NRI Marriage Registration in India: Rules, Legal Process, Documents & Fees in 2026

For a Non-Resident Indian (NRI), getting married, whether in India or abroad, involves specific legal procedures to ensure the union is officially recognised in India and internationally. The NRI marriage registration is not just a formality; it is an essential legal requirement that serves as official proof...

Updated 5 Feb • 1 min read
NRI Property Registration Process: Know Eligibility and Required Documents for 2026

NRI Property Registration Process: Know Eligibility and Required Documents for 2026

For NRIs looking to invest in real estate in India, understanding the NRI property registration process is crucial. The procedure involves completing necessary formalities, including legal documentation and adherence to government regulations. NRIs can easily purchase residential or commercial properties without seeking prior approval, except for agricultural...

Updated 5 Feb • 1 min read