About the Author
Meet Yogesh Garbyal
Yogesh brings close to 14 years of hands-on experience in digital platforms, with direct, first-hand exposure to how money and credit move across borders. On the client side at American Express, he worked on foreign exchange and international payments spanning the US, UK, Australia, and Singapore, seeing up close the friction NRIs face when moving funds. At fintech firm Zolve, he worked on credit solutions built specifically for Indians relocating abroad. Yogesh writes for NoBroker's NRI Services to bring this real-world, cross-border perspective to readers navigating property and finance decisions from overseas.
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Articles Published
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Primary Category
What is an OCI Card? Meaning, Benefits, Eligibility & Rules in India (2026)
If you have Indian roots but hold a foreign passport, you may be unsure about your rights to live, work, or invest in India. An OCI (Overseas Citizen of India) card helps bridge this gap by giving you long-term access to India without the need for frequent...
NPS for NRIs 2026 Guide: Tax Benefits, Eligibility, Investment Rules & Withdrawal Explained
Planning for retirement is important for NRIs in 2026, especially when managing investments across countries. The National Pension System is a government-backed, voluntary retirement savings scheme designed to build long-term wealth through market-linked returns. Offering tax benefits under Sections 80C and 80CCD of the Income Tax Act,...
FCNR Account Benefits for NRIs in 2026: Interest Rates, Tax Advantages & Complete Guide
A Foreign Currency Non-Resident (FCNR account is a fixed deposit that allows NRIs to maintain their savings in foreign currencies without converting them into INR. Shielding your principal from INR depreciation and delivering tax-free interest under the Income Tax Act, 1961, these accounts are ideal for NRIs,...
NRO to NRE Transfer in India: Process, Rules, Tax & Repatriation Guide (2026)
NRIs earning income in India, like rent or dividends, often find it confusing to transfer money abroad due to tax and regulatory requirements. An NRO account holds income earned in India, while an NRE account allows easy repatriation or transfer of funds abroad. Under FEMA, NRIs can...
NRI Selling Property in India 2026: Tax, TDS, Process & Repatriation Guide
For NRIs, selling property in India can be challenging due to tax rules, TDS requirements, and the need to manage the process from abroad. NRIs can sell residential and commercial properties, but must have a PAN card, ensure TDS compliance and use a Power of Attorney. They...
Demat Account for NRI: Complete Guide to Open & Invest (2026)
For NRIs living abroad, investing in India can be a challenge due to regulatory requirements. A Demat account for NRIs is a specialised account. It lets you hold and trade Indian stocks and mutual funds in electronic form and trade Indian stocks and mutual funds in electronic...
NRI GST Registration in India (2026 Guide): Process, Documents & NRT Rules
For NRIs who want to sell goods or services in India, GST registration is mandatory. If you do not have a fixed place of business in India, you will be treated as a Non-Resident Taxable Person. NRTPs must apply for GST registration online at least five days...
What is FATCA? Complete Guide for NRIs (2026)
FATCA, or the Foreign Account Tax Compliance Act, is a US law that requires US taxpayers to report their foreign financial assets, including those held in India, to the IRS to prevent tax evasion. NRIs with US tax connections are required to submit a FATCA declaration, as...
NRI Outward Remittance From India 2026: RBI Rules, $1M Limit & Process
Outward remittance refers to the transfer of money from India to a person or entity located abroad. For Non-Resident Indians, this involves sending India-sourced income such as rent, dividends, or sale proceeds to their overseas accounts. These transfers are governed by the Foreign Exchange Management Act, 1999,...
NRI Investment in India: Best Options, Tax Rules & Guide 2026
NRI investment in India can feel confusing at first, especially with multiple rules, account types, and investment options to consider. For NRIs living abroad, managing and growing wealth in India can become difficult due to these complexities. With a range of options, including NRE/NRO fixed deposits, mutual...
What Is Form 12BB? Meaning, Eligibility and Filing Process
Many employees in India encounter Form 12BB during the tax filing process but are often unsure how it affects their salary or TDS. Form 12BB is a declaration used to report investments and eligible expenses to employers for accurate TDS calculation. While it is not applicable under...
Tax Residency Certificate (TRC) for NRIs 2026: Eligibility, Benefits & Process
NRIs earning income in India may have to pay tax in both India and their country of residence. A Tax Residency Certificate helps avoid this problem by allowing them to claim benefits under the Double Taxation Avoidance Agreement. A TRC is an official document issued by the...
