Hi there! There are some mandatory documents like ID card, address proof, and account statement you must submit while applying for a home loan under SBI Yuva scheme. When I applied for a loan back in 2022, I was a bit confused about the documentation process, as I didn’t get the complete information online. I contacted my nearest branch regarding the SBI Yuva home loan documents, and they explained everything in detail.
What SBI Home Loan Documents Required?
I learned that apart from your loan application form, attached with three passport sized photographs and identity documents. You will also need to submit your property papers as well. Here’s a list of documents you need.
Employer identity card
Proof of identity, which should include any of the following: PAN, driving license, voter’s ID, passport.
Residential proof should also include any of the following: recent telephone bill, electricity bill, water bill, piped gas bill, copy of passport, driving license, or Aadhar card.
You should also have a permission for construction if applicable.
If you’re from Maharashtra, then a registered agreement for sale or an allotment letter.
If you have a ready-to-move property, then you need the occupancy certificate as well.
You also need an approved plan copy and registered development agreement of the builder. If it’s a new property, then conveyance deed too.
Last 6 months’ bank account statements are also requested.
If you’ve taken any loan before from any other banks, then you must give a loan account statement for the last one year.
Income proof is also important for you and your co-applicant or guarantor, if any. This can be a salary slip or certificate for the last three months.
Lastly, you also need to submit a copy of Form-16 for the last two years.
That’s all the documents I had to submit which seems like a lot, but some of these depend on your state and other factors. So, it’s best to reach out to your nearest branch and ask about the exact documentation process.
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What SBI Yuva Home Loan Documents Required?
Sushma
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3 months
2025-03-24T09:37:31+00:00 2025-03-29T19:39:33+00:00Comment
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