What is the Resale Flat Registration Process in Mumbai?

What Documents are Required for Resale Flat Registration in Mumbai?

• Ownership documents include the existing registered sale deed, old agreements, and title-chain documents.
• Property records comprise the occupancy certificate (OC), approved building documentation, and property tax receipts.
• Documents for the society include the share certificate, maintenance payment receipts, no-dues confirmation, and any necessary NOC.
• Identity documents include the buyer's PAN, Aadhaar, or other acceptable proof of identity and address.
• Loan documents include a bank NOC, an outstanding loan statement, and loan closing documents if the property is mortgaged.

What are the Steps to Register a Resale Flat in Mumbai?

• Verify ownership records, old transactions, current dues, existing loans, and relevant approvals.
• Draft the sale deed. Include the agreed-upon price, property description, payment terms, and information about both parties.
• Check the applicable stamp duty on Maharashtra's official IGR website, https://igrmaharashtra.gov.in/, and pay the registration charge.
• Book your registration. Follow the appointment or document-submission procedures for the appropriate Sub-Registrar's Office.
• The buyer and seller, along with any relevant witnesses, must perform identity verification and sign the documents as ordered by the registrar.
• Finally, transfer the records. Collect the registered deed and submit applications for society membership or share certificate transfer, property record adjustments, and utility name changes.

What is the Procedure to Register Resale Flat in Mumbai?

1. Collect all the necessary documents, like:

   • NOC from the builder or housing society.

   • Occupancy Certificate (OC) from the municipal corporation.

   • Original title and sale deed from the current owner.

   • Latest paid property tax and society maintenance receipts.

   • Encumbrance Certificate and the society's registration, and the share certificate. 

2. Now, you must go to the official website of MAHAKOSH or IGR Maharashtra. 

3. Pay your stamp duty and registration fees. 

4. Download the e-receipt or get the e-stamp certificate. 

5. Now, if you haven't created an account on the IGR Maharashtra website, do that. 

6. Sign in to your account and schedule a meeting at the relevant sub-registrar's office. 

7. Ask for the property registration form and fill it out.

8. Submit the filled form with the requested documents like the sale deed, your photographs, the seller's, and your identity proof, and so on. 

9. All of the provided documents will be checked by the authorities. 

10. To execute the sale deed, the buyer, seller, and two witnesses must be present. 

11. The sale deed will be registered once all of the documents have been verified and the fees paid.

These are the steps I followed and get my new resale property registered legally.