The minimum CIBIL score for home loan in ICICI Bank is 750. If you’re planning to get a home loan from ICICI Bank in India, your CIBIL score (a 300 to 900 credit score) is a major eligibility factor. It measures your past credit behaviour how responsibly you’ve repaid loans and handled credit cards and lenders use it to assess risk before sanctioning a loan.
What is the Minimum ICICI Home Loan CIBIL Score?
ICICI Bank does not publicly specify a fixed minimum CIBIL score. But industry and bank-linked guides show a credit score of around 750 or above is generally required to be considered for a home loan.
A score of 750 or higher is widely seen as good to excellent and greatly improves your chances of approval, often with better interest rates and loan terms.
Scores between 700 and 749 are usually acceptable, especially if your income, employment history, and financial documents are strong.
Scores below 700 aren’t outright disqualifying. You might still get a loan but approval becomes harder, interest rates may be higher, and lenders may ask for stricter documentation or a co-applicant.
Remember that the CIBIL score is just one part of eligibility. ICICI Bank also looks at:
Income and repayment capacity
Employment stability
Existing EMIs and debt obligations
Value and legality of the property offered as collateral
This is all about the CIBIL score for ICICI home loan. Hope this gave you a rough idea on how much at least CIBIL score is required for easy loan approval.
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What is the Minimum CIBIL Score for Home Loan in ICICI Bank?
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2026-01-29T07:47:02+00:00 2026-01-29T07:47:05+00:00Comment
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