Your HDFC home loan CIBIL score is the first thing that the bank will check if you’re aiming for an HDFC Bank home loan.
HDFC Bank doesn’t publish a strict cut-off letter by letter, but industry standards and financial guides put the typical requirement for HDFC home loans around a credit score of 720 to 750.
Applicants with scores in this range have a much better chance of approval because the bank sees them as lower risk.
A score above 750 is usually considered excellent and positions you for faster processing, greater loan amounts, and possibly better interest rates.
A score between 700 and 720 might still get you approved, but approval becomes less certain and may come with stricter terms or higher interest.
It’s important to understand that the CIBIL score is not the only criterion. HDFC also evaluates your income stability, employment history, existing debt, repayment record, and the value of the property offered as collateral.
Why it matters:
Higher approval likelihood: Lenders view a higher score as proof you repay loans responsibly.
Better terms: Strong scores can unlock lower interest rates and more favorable loan structuring.
Faster processing: Fewer red flags in your credit report mean quicker underwriting.
This is all about HDFC home loan CIBIL score. I hope this helps!
Get Fast Approval and Quick Disbursement of Home Loan Via NoBroker Home Loan Service
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
What is the HDFC Home Loan Eligibility CIBIL Score?
Ali21
7 Views
1
1 days
2026-01-29T07:52:26+00:00 2026-01-29T07:52:29+00:00Comment
Share