A Home Loan Provisional Certificate from IDBI Bank provides details of the principal and interest paid during a financial year. It is essential for income tax benefits under Section 80C (Principal) and Section 24(b) (Interest) of the Income Tax Act, 1961. To answer your query: How to download IDBI home loan provisional certificate? I must say that this can be downloaded from the IDBI Go Mobile+ App. However, there are other ways to obtain it like through email, or by visiting the nearest IDBI Bank branch.
How Do I Get a Provisional Home Loan Certificate?
To download the provisional home loan certificate from IDBI Bank,
Use the IDBI Go Mobile+ App
Open the
IDBI Go Mobile+ Appand log in. Go to the Loans section. Select your Home Loan Account. Click on “Provisional Statement”. Download the statement in PDF format.
Apart from downloading the certificate from the app, you can also obtain it by visiting the nearest IDBI Bank branch. Request a Home Loan Provisional Certificate. Provide loan details and identity proof if required. Collect the printed certificate. Another way is to write to them at
customercare@idbi.co.into get assistance in obtaining your provisional home loan certificate.
This is how to download IDBI home loan provisional certificates.
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How Can I Get My IDBI Home Loan Statement Online?
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There are a lot of things we need to figure out when buying the home. The interest rate is one of the most important aspects. Since my brother has an account with Shivalik Bank, he intends to apply for a loan from them. To help him, I researched the Shivalik Bank home loan interest rate, but I couldn't discover the precise figure. But I found it changes based on several factors, such as the loan amount, loan tenure, etc. Let me share more information I came across.
What is the Interest Rate of Shivalik Bank Home Loan?
When I went with my brother to the bank branch, his manager informed us the interest rates here range from 9.5% to 12.0% per annum. However, as I mentioned earlier, it will vary based on the loan amount, the tenure, and the borrower’s credit history. Here are a few more charges he informed us.
Charge Type |
Fees and Charges |
Processing Fee |
1% of Loan Amount (Subject to minimum of 1500/-) + GST |
Loan Tenure |
Up to 20 years |
Overdue Charges |
2% per month on Overdue Amount |
Bounce Charges |
Rs.600/- +GST |
Prepayment Charges |
NIL |
For the exact interest rate, I would suggest you better contact their customer service or the bank manager. I hope you found this helpful.
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What is Shivalik Bank Home Loan Interest Rate?
Aaki8
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2025-03-03T18:06:13+00:00 2025-03-04T09:07:38+00:00Comment
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