What is Piramal home loan interest rate?

A few months ago, I was considering getting a home loan because I was in need of it. So as I was discussing it with a friend, he suggested me to get it with Primal Finance. When I looked up the details of Piramal Finance home loan interest rate, I found their interest rates to be quite competitive, starting at 9.50% per annum. I also discovered that the final interest rate can vary based on various different factors. Here are the details of what I found which might help you.

What is Piramal Housing Finance Rate Of Interest?

 

Piramal Finance offered interest rates that I found to be quite affordable when I was thinking about getting a house loan from them. I found the Piramal Home loan rate of interest  of 9.50% per annum to be reasonable in comparison to others. I also discovered that this rate is applicable to a range of loan amounts, up to Rs.2 crore, and that the tenure can be extended for up to 30 years. I really appreciated this flexibility because it made it easier for me to budget my money.

I also learnt from my research that things like employment type and credit score can affect the ultimate interest rate as well. I also found it to be nice that the processing fees were limited to 1% of the loan amount, which felt manageable to me. 

Hope this information helps you as well.

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Home loans from Piramal Capital and Housing Finance are available with satisfying interest rates beginning at 10.50% p.a. Loans up to 90% of the cost of the property may be obtained (which is subject to your retirement age) for a maximum term of 30 years. Let me share the Piramal Housing Finance rate of interest here.

What is the Piramal home loan interest rate?

The following table will guide you about what is Piramal home loan interest rate:

What are the various home loan programmes of Piramal?

In order to meet various needs, Piramal provides a variety of loans. Following are the specifics of three such loan programmes:

1) Piramal Super Loans 

• Higher eligibility of up to 20%

• Decreased EMI of up to 15%

• Up to 90% of the cost of real estate, including land, is supported.

• The top-up is possible with extra EMI.

• Applications may be submitted jointly or individually.

• Interest rates begin at 9% annually.

2) Piramal New Purchase Home Loan

• May be utilised for resale, building, and move-in ready properties

• Advising services for verified properties

• Partnerships with prestigious insurance companies to cover the loan and property

• Processing completed in a timely manner

• Plans that are exclusive to doctors, CAs, and other professionals

• Interest rates begin at 9.65% annually.

3) Piramal Self-Construction Home Loans

• For the construction of bungalows, standalone homes, row homes, etc.

• Up to 90% of the cost of real estate, including land, is supported

• Construction may last for up to two years.

• 30 years is the maximum tenure allowed, subject to retirement age.

Here is what I know of Piramal housing finance rate of interest.