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Q.

What is Bank of Baroda Home Loan Top Up Interest Rate?

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I can help you with the BOB top up home loan interest rate. I took a home loan to build our own house in Lucknow last year. However, I had to take a top-up loan for other expenses from Bank of Baroda. 

What is the Bank of Baroda Top Up Loan Interest Rate:

The rate of interest on the linked home loan, based on Baroda Repo Linked Lending Rate on the date of availment of top up loan + strategic premium (0.25%) + 0.60%. Apart from this, I’ll also share details about the processing charges with you regarding the top-up loan.

Processing Fee:

  • For takeover leads received via Non DSA (Digital or Non-digital):

NIL, subject to login fee of Rs. 1,500, which will be refunded on first disbursement.

  • For home loan to Central or State or PSUs employees received via Non- DSA:

NIL, subject to login fee of Rs. 1,500 which will be refunded on first disbursement.

  • For home loan in approved projects (Digital or Non-digital):

NIL, subject to recovery of out of pocket expenses of Rs. 3,500 plus GST (Per property).

  • For other home loan leads sourced via a digital channel:

NIL, subject to recovery of out of pocket expenses of Rs. 5,000 plus GST to Rs. 8, 500 plus GST (T and C apply).

  • For other home loan lead sourced through a non-digital channel:

NIL, subject to recovery of out of pocket expenses of Rs. 10,000 plus GST (Per property).

This is all about Bank of Baroda home loan top up interest rate. I hope this helps.

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