What are the LIC Loan Interest Rates?

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What are the LIC Loan Interest Rates?

G.cnalaiah

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November 29, 2022

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Rahim · Answer 1 · 2023-01-02T12:46:55+00:00

Rahim

0 January 2, 2023

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Hi there, LIC loan interest rate starts at 6.09% onwards. Since the loan type and amount vary the interest rate also varies. The loan interest rate depends on your CIBIL score as well. Let me provide you with a chart so that you can understand the LIC home loan interest rates. Get loans from your preferred lender at the lowest interest rate

Schemes	Interest Rate for salaried	Interest Rate for Self-employed
LIC HFL Home Loan	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Griha Varishtha	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Griha Suvidha	7.15% p.a. - 7.95% p.a.	7.25% p.a. - 8.05% p.a.
LIC HFL Home Loan for NRI	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Home Construction Loan	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Home Extension Loan	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Home Renovation Loan	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Home Loan Top Up	8.50% p.a. - 9.00% p.a.	8.50% p.a. - 9.00% p.a.
LIC HFL “Pay when you Stay”	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL 6 EMI Waiver	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.
LIC HFL Advantage Plus	6.90% p.a. - 7.80% p.a.	7.00% p.a. - 7.90% p.a.

Read more: How to check LIC housing loan status?

Venkat Srinivasa · Answer 2 · 2023-11-09T20:00:08+00:00

Venkat Srinivasa

0 November 9, 2023

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Hello, the LIC housing finance interest rate for salaried applicants starts at 8.40%, while the interest rates for non-salaried applicants starts at 8.50%. I have stated the information in a detailed manner below. So, read along to understand the interest rates at which home loan is being given by LIC.

What is the LIC Housing Loan Interest Rate?

Here are the interest rates for residents of India. I have bifurcated them based on credit scores and the occupation type. You will find the interest rates for different credit scores for salaried and professional applicants in the first table. The interest rates for the non-salaried and non-professional are mentioned in the second table.

Credit Score	Occupation Type	Interest Rate
>=750	Salaried and Professional	8.40% up to 2 crores
8.70% from 2 to 15 crores
700-749	Salaried and Professional	8.75% up to 2 crores
8.95% from 2 to 15 crores
600-699	Salaried and Professional	9.55% up to 50 lakhs
9.75% from 50 L to 2 crores
9.90% from 2 to 15 crores

Credit Score	Occupation Type	Interest Rate
>=750	Non-Salaried and Non-Professional	8.50% up to 2 crores
8.80% from 2 to 15 crores
700-749	Non-Salaried and Non-Professional	8.85% up to 2 crores
9.05% from 2 to 15 crores
600-699	Non-Salaried and Non-Professional	9.65% up to 50 lakhs
9.85% from 50 L to 2 crores
10.00% from 2 to 15 crores

So, there you have the LIC home loan interest rate 2023. I hope this will help you gain enough information related to the subject. Get a loan at low interest through NoBroker! Read More How to Get LIC Housing Loan Sanction Letter Online?

What are the LIC Loan Interest Rates?

What is the LIC Housing Loan Interest Rate?

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