Last year, I purchased a resale apartment in Vashi, Mumbai, and I can assure you that you need to conduct some due diligence before purchasing a resale apartment. There are a few documents to check before buying a resale flat in Mumbai, to make sure the transaction is hassle-free and legally sound. The explanation is straightforward: it shields you from any unstated obligations, ownership conflicts, or post purchase financial strains. I hired a lawyer to help me with the registration and verification process.
Which Documents Should be Checked before Buying a Flat in Mumbai?
Sale Deed: Official documentation of ownership and transaction information.
Bank NOC: Verifies that previous loans for the apartment have been paid off.
Title Deed: guarantees that there are no disagreements and establishes the seller's right to sell.
Certificates of Completion and Occupancy: Attest to a building's legal construction and suitability for habitation.
A Building Approval Certificate: Attests to the fact that construction adhered to authorized municipal plans.
Utility bills and Tax Receipts: guarantee that there are no unpaid balances.
Encumbrance Certificate: Property is guaranteed to be free from financial or legal obligations by an encumbrance certificate.
No Dues Certificate from Society: Verifies that the seller has paid off all dues owed to the society. The majority of resale apartments in Mumbai are owned by apartment associations or cooperative housing societies. You need to get:
The society's No Objection Certificate (NOC).
Share Certificate (original and updated with seller's name).
Application for transfer of shares to the buyer.
Get a builder's NOC if the building is under the developer's control and the society hasn't been established yet.
So these are the basic document checklist that my lawyer carefully checked to ensure the deal was legally sound.
Get Help in Verifying Property Documents Via Senior Advocates at NoBroker
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What are the Documents to Check before Buying a Resale Flat in Mumbai?
Kashish78
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3 months
2025-08-28T12:19:19+00:00 2025-08-28T12:19:50+00:00Comment
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