What are the Documents Required for DHFL Home Loan?

When my friend applied for a home loan with DHFL, I thought the process would be super complex. But once she informed me of the DHFL home loan documents required, it was surprisingly smooth. Here are a few important document checklists, she informed me to apply for a DHFL home loan:

• You must submit government‑issued documents such as your PAN card (mandatory for income-based eligibility), along with one or more from Aadhaar, Voter ID, Passport, Driving License, utility bills, rent agreement, or sale deed.

• For salaried individuals, DHFL requires the last 3 months’ salary slips, Form 16, and 6 months’ bank statements showing salary credits. 

• Self‑employed applicants must provide IT returns for the past two years with computation of income, audited P&L statements and balance sheets (if applicable), TDS/VAT/service‑tax returns or certificate, and 6 months of bank statements from relevant accounts.

• Essential property-related documents include the allotment letter, agreement of sale, stamp duty/registration receipts, NOC from the builder/society, and other builder-linked documents. 

• DHFL also insists on a title search report, encumbrance certificate, and detailed legal verification of the property chain.

• Additional requirements include passport-size photographs of all applicants, and a co-applicant is mandatory where multiple property owners are involved.

I hope you found this helpful.

When my friend applied for a home loan with DHFL, I thought the process would be super complex. But once she informed me of the DHFL home loan documents required, it was surprisingly smooth. Here are a few important document checklists, she informed me to apply for a DHFL home loan:

• You must submit government‑issued documents such as your PAN card (mandatory for income-based eligibility), along with one or more from Aadhaar, Voter ID, Passport, Driving License, utility bills, rent agreement, or sale deed.

• For salaried individuals, DHFL requires the last 3 months’ salary slips, Form 16, and 6 months’ bank statements showing salary credits. 

• Self‑employed applicants must provide IT returns for the past two years with computation of income, audited P&L statements and balance sheets (if applicable), TDS/VAT/service‑tax returns or certificate, and 6 months of bank statements from relevant accounts.

• Essential property-related documents include the allotment letter, agreement of sale, stamp duty/registration receipts, NOC from the builder/society, and other builder-linked documents. 

• DHFL also insists on a title search report, encumbrance certificate, and detailed legal verification of the property chain.

• Additional requirements include passport-size photographs of all applicants, and a co-applicant is mandatory where multiple property owners are involved.

I hope you found this helpful.

Hi there. I took a home loan from this NBFC. I can tell you the  DHFL home loan documents required. The name of DHFL has changed to Piramal Finance. I will share the complete list of documents with you below.

Documents Required for DHFL Home Loan

• KYC Documents: Proof of identity and address issued by the government 

• Income Documents: These include the following documents:

1. The last 3 months' salary slips

2. Form 16, bank statements from the previous 6 months and pay stubs 

3. Documentation of the collateralized property for salaried applicants

• Property Documents: These include the following documents:

1. NOC from the builder or housing society 

2. Stamped agreement of the sale/ sale deed or the letter of allotment

3. Possession certificate

4. Detailed construction cost estimation

5. Bank account statement in the case of constructed apartments - An occupancy certificate

• Co-applicants: A co-applicant is mandatory and a woman co-applicant is compulsory in some cases. The co-applicant can be your spouse or any of your first-blood relatives who have reached the age of maturity. All the co-owners of the property should be on the loan structure. Your friends can’t be co-applicants (they are allowed if they hold the position of partners, directors or shareholders.)

• Your passport-size photographs.

So, these are all the DHFL home loan documents list. I hope this helps.