What are the Documents for Opening Bank Account in PNB?

Let me tell you that in order to get started with a bank account in Punjab National Bank (PNB), you must submit several documents. The list of documents required for opening bank account in PNB is given below.

• Proof of identity, which might be any of the following, is the most important document required.

  • Aadhaar card or

  • Voter ID

  • PAN card

  • Passport

  • Utility bills (not older than two months)

  • Bank account or post office savings account statement

• Next, you must provide proof of address, which can be your utility bills, ration card, or any other document issued by the government that shows your address.

• You may also be required to present proof of income while opening a savings account. This may be as salary slips, income tax return statements, or any other valid document proving your source of income.

• Additional Documents:

  • Application (AOF) and Specimen signatures

  • Two passport-sized photographs

  • Form 16 (if a PAN card is unavailable)

For Minor Accounts: A birth certificate or proof of age is necessary, and the account must be opened through a legal guardian or natural parent.

For Business or Institutional Accounts: Additional documents like registration certificates, partnership deeds, or company incorporation certificates are required based on the entity type.

This is all about the documents required to open a bank account in PNB.

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Hi there. I saw you asking about the Punjab National Bank account opening documents, and I can offer you my help with the same. I opened an account at the bank last week and am aware of the list. 

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What are the PNB Account Open Documents?

Here are the documents needed to open an account at PNB.

Address and ID proof:

• Passport

• Permanent Account Number (PAN) Card

• Voter’s Identity Card issued by the Election Commission of India 

• Driving licence

• Job card issued by NREGA duly signed by an officer 

• The letter issued by the Unique Identification Authority

• of India (UIDAI) containing details of name, address

• and Aadhaar number.

Simplified measures are applied to verify for the limited purpose of proof of address. The following documents are considered valid in addition to PNB bank account open documents:

• Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Similarly, leave and licence agreements with such employers allotting official accommodation.

• Bank account or Post Office savings bank account statement.

• Utility bill which is not more than two months old of any service provider (electricity, telephone, postpaid mobile phone, piped gas, water bill).

• Documents issued by Government departments of foreign jurisdictions and letters issued by Foreign Embassies or Mission in India.

• Property or Municipal Tax receipt.

• Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings if they contain the address;

Simplified measures are taken to verify the identity of customers (low-risk categorised customers) by considering the below-mentioned documents as valid:

• Letter issued by a gazetted officer, with a duly attested photograph of the person.

• Identity Card with applicant’s photograph issued by Central / State Government. Departments, Statutory/ Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions.

So, this is all about the Punjab National Bank account opening documents. I hope you find this helpful.