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Q.

I applied for NOC from CIDCO for mortgage my flat in New Panvel for education loan from SBI. I applied online, the status showing rejected without giving any reason. What I should I do now?.

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0 2021-05-25T20:28:47+00:00
Best Answer

Hey,

I think you should know that it might not necessarily be a CIDCO situation. There are several reasons for rejection of an educational loan. I will list some of them below:

  1. Incomplete Documentation

At times, banks reject loan applications because the documentation along with loan application is either incomplete or some documents carry incorrect information. Check whether all the documents you have provided are correct.  

2. Course of Study

Another reason for the rejection of an education loan could be the course that you are planning to study and the educational institution that you have applied to. Banks often provide quick education loans to the applicants who are undertaking courses which will yield higher earnings in the near future. This is an indicator that the applicant will be able to repay the loan easily and quickly.

3. Past academic performance

It’s not just the educational institutes but banks as well, who look at your past academic records. If you’ve had a rocky performance, there is a chance your application might be rejected.

4. Low CIBIL of the Guarantor

I am sure you must have named a guarantor in your education loan application. Check if their CIBIL score was low. It could be a reason that your loan application with SBI was rejected.

Identify the reasons first and try applying with a local bank or NBFCs.

I hope this was helpful.

0 2023-12-11T09:57:37+00:00
Hey Nikkhelsosa

CIDCO NOC (City and Industrial Development Corporation No Objection Certificate) is a document issued by CIDCO, a planning agency in India. This certificate indicates that the building, construction or development project complies with the specified norms and regulations and serves as official approval for the project to proceed. I applied for it online so let me share the link:

CIDCO NOC portal

. You have to select

  • Node

  • Sector

  • Block

  • Plot Number

  • Your scheme

  • Select the Service as Mortgage NOC and apply for it

In case you want to know what documents will be required, you can read:

What all documents are required to get mortgage NOC from CIDCO? Get Your Property Related Legal Queries Resolved By NoBroker’s Experts
Hey can u help how did you got your Cidco NOC
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