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Q.

How to get a loan for land?

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3 Year

Comment

whatsapp [#222222128] Created with Sketch. Send
0 2021-10-27T18:00:26+00:00

Land loan is a loan that helps to buy land or plot. Don’t get it confused with a

housing loan

! A housing loan is a loan that helps you with the construction of a new house or flat or helps you buy an existing property. On the other hand, a land loan is available only for buying land on which construction is planned to be carried out subsequently. Let me tell you how you can get loan for land purchase and what are the documents required:

  • Go to the official website of your preferred bank.

  • Now search for the “Land loan” or “Apply for Land Loan” option from the main page.

  • Fill and submit the form along with the required documents.

  • After that, bank officials will review the application and complete the legal formalities.

You can also visit the nearest branch of your preferred bank and request you to help you with getting a loan to buy land.

Land Loan Requirements: Documents
  • Last 2 years ITR

  • Recent Passport Size Photographs

  • Duly Filed Loan Application Form

  • Proof of Identity – Driving Licence, Passport, Voter’s ID Card, or PAN Card

  • Proof of Residence – Passport,  Latest Utility Bills, License, or Rent agreement

  • Income Documents for salaried – latest 6 months bank statement showing salary credit, 2 years Form 16, and 6 months payslip

  • Business proof for self-employed like a copy of partnership deed, balance sheets and profit and loss account certified by CA,  business address proof, and incorporation details in case of companies,

  • Property Documents -  Copy of approved plan for construction/extension, latest property tax receipt, Allotment letter, Possession letter, Sales deed, Conveyance deed, Past title chain

I hope you like my answer on loan for land purchase.

Read more:

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