To own a house is the dream of everyone. To make this dream come true you can apply for a home loan. If you want to buy a house in Thane, different banks offer home loans to its residents. If you want to know how to apply for home loan in Thane, you must know the rate of interest as well. The rate of interest varies from 6.9% per annum to 9.7% per annum. The processing fee is between 0% and 0.5% of the loan amount. The loan amount can be 75 lakhs and above with the maximum tenure of 30 years.
Eligibility Criteria and the Documents Required for Home Loan Age:The applicant’s age must be between 18 years and 75 years. He/She must produce Voter card. PAN card or Driving license as the age proof.
Residency:The applicant must be a resident of India and will need to produce Passport, Aadhaar card or PAN card as proof.
Income:If the applicant is salaried, his/her income must be 10,000 per month or more and if he/she is self-employed income must be at least 2 lakhs per annum. You will need to produce your bank statement, passbook, last 3 month’s salary slip, latest form 16 and Income Tax Returns, Sales Tax returns, etc. Salaried person also needs to produce his/her Employee ID.
You can apply for a home loan offline and online both ways. Do your research before applying. Compare the home loan plans, then decide.
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How to apply for home loan in Thane?
Shireen
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2021-07-14T22:29:41+00:00 2021-07-15T19:49:33+00:00Comment
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