Can I pay mortgage with a credit card?

You’re asking ‘Can I pay mortgage with a credit card?’ 

Umm yes, you can. I mean there are some conditions and complications related to this process but yes you can. 

But

I am not sure.

I know I come off as a pessimist but hear me out first. 

In India, lenders usually don’t prefer mortgage payment via credit cards. It is not considered wise to pay off one debt by taking another debt. Another reason that the lenders are hesitant to accept mortgage payment with a credit card is that even they have to pay a certain amount to get the transaction completed. 

Anyway, one way which is very popular and is a savior for many like you who ask ‘can i make a mortgage payment with a credit card?’ is

Plastiq is a virtual payment platform where you can simply enter your beneficiary details, make payment of the mortgage and be done. You will be charged 2.5% as a transaction fee.

I know some of the reasons why one would opt for credit card to pay the mortgage and they are absolutely fine. You win reward points, you don’t end up delaying your payments and well yes sometimes you get a better deal in terms of interest rates.

So, yes if your lender accepts mortgage payments via credit card, you can definitely take that route.