Yogesh Garbyal, Author at The NoBroker Times

Yogesh brings close to 14 years of hands-on experience in digital platforms, with direct, first-hand exposure to how money and credit move across borders. On the client side at American Express, he worked on foreign exchange and international payments spanning the US, UK, Australia, and Singapore, seeing up close the friction NRIs face when moving funds. At fintech firm Zolve, he worked on credit solutions built specifically for Indians relocating abroad. Yogesh writes for NoBroker's NRI Services to bring this real-world, cross-border perspective to readers navigating property and finance decisions from overseas.

NRI Real Estate Guide & Property Tips

Liberalised Remittance Scheme (LRS): Rules, Limits, Eligibility & RBI Guidelines (2026)

Many people face confusion when sending money abroad due to limited awareness of the Liberalised Remittance Scheme. Introduced by the Reserve Bank of India under the Foreign Exchange Management Act, 1999, the LRS allows resident individuals in India to remit up to $250,000 per financial year for...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

Health Insurance for NRI: Plans, Coverage, and Tax Benefits Explained

More than 32 million NRIs send money to India every year, but many still lack health insurance coverage there. NRI health insurance is important because most overseas health insurance policies provide limited or no coverage for medical treatment in India. These plans help NRIs manage healthcare expenses...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

GIFT City for NRIs (2026): Investment Options, Tax Benefits & How to Invest

Gujarat International Finance Tec-City (GIFT City) is India's first International Financial Services Centre and a top choice for GIFT City for NRI investments in 2026. Regulated by the International Financial Services Centres Authority (IFSCA), it lets NRIs invest in Indian and global markets through foreign currencies, with...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

PIS Account for NRIs: Eligibility, Documents & How to Open in 2026

A PIS or Portfolio Investment Scheme account is a specialised RBI-regulated banking facility through which Non-Resident Indians and Overseas Citizens of India can invest in shares listed on Indian stock exchanges under FEMA regulations. You must link it to a designated NRE or NRO account and serves...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

NRI Returning to India (R2I): Complete 2026 Checklist, Tax Rules & Financial Planning Guide

Moving back to India as an NRI involves many financial, tax, and administrative changes. As your residential status changes, you will need to update your bank accounts, KYC details, tax records and other official documents to comply with Indian regulations. While these requirements can seem complex at...