Yogesh Garbyal, Author at The NoBroker Times

Yogesh brings close to 14 years of hands-on experience in digital platforms, with direct, first-hand exposure to how money and credit move across borders. On the client side at American Express, he worked on foreign exchange and international payments spanning the US, UK, Australia, and Singapore, seeing up close the friction NRIs face when moving funds. At fintech firm Zolve, he worked on credit solutions built specifically for Indians relocating abroad. Yogesh writes for NoBroker's NRI Services to bring this real-world, cross-border perspective to readers navigating property and finance decisions from overseas.

NRI Real Estate Guide & Property Tips

DTAA Between India and Singapore: Benefits, Tax Rates & Claim Process in 2026

The Double Taxation Avoidance Agreement (DTAA) between India and Singapore is a treaty that ensures individuals and businesses don’t pay tax twice on the same income in both countries. It defines how tax rights are shared, helping avoid double taxation on cross-border earnings. For NRIs, investors, and...

Updated on September 16, 2026

NRI Real Estate Guide & Property Tips

Form 15CA and 15CB: Difference, Filing & Penalties (2026)

Forms 15CA and 15CB are important tax compliance documents required by the Income Tax Department of India to track foreign remittances (money transfers sent abroad). Even a single compliance error on these forms can delay NRI remittances for weeks, particularly in cases involving property sale repatriations or...

Updated on September 16, 2026

NRI Real Estate Guide & Property Tips

What is an NRI Certificate: Meaning, Uses, Documents Required & Procedure in India

A Non-Resident Indian (NRI) is a citizen of India who resides in a foreign country for purposes such as employment, business, or education. The NRI certificate is an official document that formally validates this non-resident status. Understanding what an NRI certificate is and how to obtain it...

Updated on September 16, 2026

NRI Real Estate Guide & Property Tips

NRI Tax Planning Before March 31: Capital Gains, TDS & Smart Strategies (2026 Guide)

Every year, thousands of NRIs lose money due to poor year-end tax planning. They either overpay tax, miss eligible exemptions, or fail to optimise TDS before March 31. This, however, can be easily avoided with proper tax planning that considers TDS rates, total Indian tax liability, double...

Updated on September 16, 2026

NRI Real Estate Guide & Property Tips

Income Tax for NRI in India (2026 Guide): Tax Slab, Foreign Income, TDS & Capital Gains Explained

Managing income tax for NRIs has become increasingly daunting due to changing rules. Many NRIs remain unsure about the NRI income tax slabs in India, whether income earned abroad is taxable under Indian law, and the higher TDS levied on property sales. In addition, there is considerable...