Yogesh Garbyal, Author at The NoBroker Times

Yogesh brings close to 14 years of hands-on experience in digital platforms, with direct, first-hand exposure to how money and credit move across borders. On the client side at American Express, he worked on foreign exchange and international payments spanning the US, UK, Australia, and Singapore, seeing up close the friction NRIs face when moving funds. At fintech firm Zolve, he worked on credit solutions built specifically for Indians relocating abroad. Yogesh writes for NoBroker's NRI Services to bring this real-world, cross-border perspective to readers navigating property and finance decisions from overseas.

NRI Real Estate Guide & Property Tips

NRI Outward Remittance From India 2026: RBI Rules, $1M Limit & Process

Outward remittance refers to the transfer of money from India to a person or entity located abroad. For Non-Resident Indians, this involves sending India-sourced income such as rent, dividends, or sale proceeds to their overseas accounts. These transfers are governed by the Foreign Exchange Management Act, 1999,...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

NRI Investment in India: Best Options, Tax Rules & Guide 2026

NRI investment in India can feel confusing at first, especially with multiple rules, account types, and investment options to consider. For NRIs living abroad, managing and growing wealth in India can become difficult due to these complexities. With a range of options, including NRE/NRO fixed deposits, mutual...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

What Is Form 12BB? Meaning, Eligibility and Filing Process

Many employees in India encounter Form 12BB during the tax filing process but are often unsure how it affects their salary or TDS. Form 12BB is a declaration used to report investments and eligible expenses to employers for accurate TDS calculation. While it is not applicable under...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

Tax Residency Certificate (TRC) for NRIs 2026: Eligibility, Benefits & Process

NRIs earning income in India may have to pay tax in both India and their country of residence. A Tax Residency Certificate helps avoid this problem by allowing them to claim benefits under the Double Taxation Avoidance Agreement. A TRC is an official document issued by the...

Updated on September 15, 2026

NRI Real Estate Guide & Property Tips

TCS on Foreign Remittance: Complete Guide for Resident Indians & NRIs in 2026

TCS on foreign remittance under the Liberalised Remittance Scheme is a tax collected by authorised banks when resident Indians send money abroad. No TCS is applicable on remittances up to ₹10 lakh in a financial year. Beyond this limit, a 2% TCS applies to eligible education and...