Ritika Jalan, Author at The NoBroker Times

Ritika is a content writer at NoBroker who writes practical guides on running a home, including paying utility bills, personal loans, household finance, repairs and home improvement. She explains each task in simple steps, with the charges, documents and official links a reader needs.

Cash Loan

IDFC Personal Loan Interest Rate 2026: Rates, EMI, Fees, Eligibility & How to Apply

IDFC FIRST Bank personal loan interest rates start at 9.99% p.a. The rate offered to you can vary based on factors such as your credit profile, income, employment and existing financial obligations. The interest rate is only one part of the total borrowing cost. Your loan amount,...

Updated on September 8, 2026

Cash Loan

Kotak Personal Loan Interest Rate 2026: Check Current Rates & EMI

Kotak Bank personal loan interest rates start at 10.99%* per annum, with repayment tenures of up to six years and the exact rate depending on the applicant’s profile. The loans are available to salaried and self-employed professionals, and can be used for purposes such as weddings, travel,...

Updated on September 8, 2026

Cash Loan

ICICI Personal Loan Interest Rate 2026: Rates, EMI, Fees & Charges

ICICI Bank offers personal loans of up to ₹50 lakh for expenses such as home renovation, education, medical needs and debt consolidation. The current ICICI Bank personal loan interest rates range from 9.99% to 16.50% p.a., depending on the applicant's profile and the bank's internal assessment, with...

Updated on September 8, 2026

Cash Loan

HDFC Personal Loan Interest Rate 2026: Current Rates, EMI, Fees & Eligibility

Planning to take an HDFC Bank Personal Loan? The bank offers up to ₹50 lakh*, while a loan of up to ₹75 lakh* may be available based on your loan requirement and eligibility. Interest rates range from 9.99% to 24% p.a., and processing charges are up to...

Updated on September 8, 2026

Cash Loan

BOB Personal Loan Interest Rates: EMI, Eligibility, Steps to Apply & Processing Fees in 2026

The Bank of Baroda provides personal loans for fulfilling different requirements, where the interest rate is one of the key factors affecting your EMI and repayment amount. BoB Personal Loan Interest Rate might differ based on several criteria like your credit score, income level, loan amount, and...