Ritika Jalan, Author at The NoBroker Times

Ritika is a content writer at NoBroker who writes practical guides on running a home, including paying utility bills, personal loans, household finance, repairs and home improvement. She explains each task in simple steps, with the charges, documents and official links a reader needs.

Cash Loan

₹4 Lakh Personal Loan EMI: Monthly Payment, Calculation, and Interest in 2026

Many borrowers offer opt for small-amount personal loans like ₹4 lakh. Many banks offer easy disbursement for this loan at an industry-standard interest rate. The EMI for this type of loan can be either paid within a year or up to 7 years depending on the lender’s...

Updated on September 9, 2026

Cash Loan

₹7 Lakh Personal Loan EMI: Monthly Repayment, Calculator, and Interest Rates in 2026

Taking a ₹7 lakh loan can be risky only if the borrower does not understand the lender’s policy or their current interest rates, lending norms, and their own past lending history. Above all, what matters is how much EMI you can pay after taking a loan. While...

Updated on September 9, 2026

Cash Loan

₹5 Lakh Personal Loan EMI: Monthly Payment, Calculator, and Interest Rates in 2026

A personal loan of ₹5 Lakh becomes an easy solution for many salaried/self-employed borrowers when they want to fund their wedding, renovation, trip, education, or any other such needs. While there are many lenders (Banks and NBFCs) that offer quick loan disbursement based on employment status, credit...

Updated on September 9, 2026

Cash Loan

How to Calculate the Interest Rate on a Loan

Interest determines how much extra you pay the lender beyond the principal amount. You can calculate the interest payable on a loan using the applicable interest rate, loan amount and repayment tenure. Understanding how loan interest is calculated can help you compare loan offers, estimate your total...

Updated on September 9, 2026

Cash Loan

Personal Loan for Self-Employed: Eligibility, Documents, Interest Rates & Approval Tips

Getting a personal loan as a self-employed borrower is possible, but lenders may assess your income differently from a salaried applicant. Your ITRs, bank statements, business history, credit profile and existing EMIs can all affect the amount and terms you receive. This guide explains the documents, eligibility...