Ritika Jalan, Author at The NoBroker Times

Ritika is a content writer at NoBroker who writes practical guides on running a home, including paying utility bills, personal loans, household finance, repairs and home improvement. She explains each task in simple steps, with the charges, documents and official links a reader needs.

Cash Loan

Personal Loan Interest Rates 2026: Types, Eligibility, Steps to Apply & Processing Fees

There are many personal loan lenders in India, such as NoBroker InstaCash, SBI, HDFC Bank, ICICI Bank, IDFC, etc. Typically, these banks offer loans at a base interest rate of 9.99% p.a.* for tenures ranging from 1 to 7 years. These rates vary case by case, and...

Updated on September 9, 2026

Cash Loan

Best Personal Loans in India 2026: Compare Interest Rates, Fees & Eligibility

A personal loan is a type of unsecured loan that helps you meet your current financial needs. It does not require collateral or security and is often offered with minimal documentation. A personal loan in India is an unsecured loan that you can borrow from a bank...

Updated on September 9, 2026

Cash Loan

Tata Capital Personal Loan Interest Rate 2026: EMI, Eligibility & Fees

Tata Capital Personal Loan can help you cover expenses such as medical bills, weddings, travel, home renovation or debt consolidation. You can repay the loan through fixed monthly EMIs for up to 6 years, giving you more time to manage larger expenses. The interest rate, fees and...

Updated on September 9, 2026

Cash Loan

Bandhan Bank Personal Loan Interest Rate: Eligibility, Documents, Charges and Stepwise Procedure in 2026

Bandhan Bank’s personal loan plans start at an interest rate of 8.86% to 9.50% p.a.*, with repayment tenures of up to 5 years. The loan is for both salaried and self-employed individuals to help manage expenses like home renovation, education, medical needs, and debt consolidation. With a...

Updated on September 8, 2026

Cash Loan

Axis Bank Personal Loan Interest Rate 2026

Whether you’re planning a luxurious wedding, managing an unexpected expense, or starting a long-awaited travel plan to Japan, an Axis Bank Personal Loan can provide the funds you need without requiring collateral. With clear loan terms, a structured verification process, and an established banking network, Axis Bank...