Before telling you about the PMAY subsidy 2.67 lakh eligibility criteria, let me first tell you about this subsidy. The Pradhan Mantri Awas Yojana or PMAY subsidy is a government program that offers qualified recipients interest subsidies on house loans as financial aid. Low-Income Group (LIG) and Economically Weaker Section (EWS) households are the main recipients of the Rs. 2.67 lakh PMAY subsidy.
Pradhan Mantri Awas Yojana 2.67 Lakh Eligibility Criteria
Eligible beneficiaries who are EWS or LIG and looking to financial institutions for housing loans to buy or build a home are eligible for a 2.67 lakh subsidy. This subsidy is provided as part of PMAY's Credit-Linked Subsidy Scheme (CLSS).
The applicant should be classified as EWS or LIG based on their household income.
A pucca, or permanent home, should not be owned by beneficiaries.
This is the basic 2.67 lakh subsidy eligibility. The possible reintroduction of the Rs. 2.67 lakh house loan subsidy under the PMAY was anticipated before the presentation of the Union Budget 2025.
Eligible recipients were given interest subsidies according to their income categories under the previous CLSS scheme. But in March 2021, the CLSS was dropped for MIG categories, and in March 2022, it was dropped for EWS/LIG. The CLSS was restored in the Union Budget 2025 as part of the updated PMAY 2.0. For qualified recipients, the revised program now provides a house loan interest subsidy of up to Rs. 1.80 lakh.
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Who is Eligible for 2.67 Lakhs Subsidy?
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2025-07-17T06:09:58+00:00 2025-07-17T10:10:24+00:00Comment
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