Curious about which bank is best for personal loan with low interest?
When you look for a personal loan in India today, “low interest rate” depends on the lender, your profile (salary, credit score, employment), and how competitive the bank’s offers are.
Indian Bank and Bank of Maharashtra are among the lowest-rate public banks both show rates starting at around 9.00% p.a.
HDFC Bank is widely considered among the cheapest private banks: many of its personal loan offers start at about 9.99% to 24.00% p.a. in 2025.
Axis Bank and Kotak Mahindra Bank sometimes offer competitive rates too starting around 9.99% to 10.99% p.a. depending on applicant profile and loan amount.
ICICI Bank also remains a solid option: its personal loans often begin around 10.45% p.a., especially for salaried borrowers with good credit.
A “low interest rate” today means roughly 9.75% to 10.50% p.a. often seen at Indian Bank, Bank of Maharashtra, HDFC Bank, Axis, Kotak, or ICICI for eligible borrowers. But lowest rate doesn’t guarantee lowest cost: check processing fees, loan amount limits, tenure, and prepayment terms before finalising.
Your own credit history, income, and stability influence the rate offered good CIBIL score + stable salary = better shot at lowest tiers. This is all about which bank offers personal loans at low interest.
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Which Bank Personal Loan Interest is Low?
priya
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2025-11-28T16:25:47+00:00 2025-11-28T16:25:49+00:00Comment
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