In India, many banks and NBFCs (Non-Banking Financial Companies) offer personal loan 10 lakh or more, subject to eligibility criteria like salary, employment stability, credit score and repayment capacity.These are unsecured loans, meaning no collateral is needed, only your documents and creditworthiness are evaluated.
Which Banks Offers a Personal Loan of 10 lakh?
Axis Bank provides personal loans up to Rs. 10 lakh with minimal documentation, competitive interest rates, and flexible repayment terms. Eligibility typically includes minimum income criteria and a good credit score. Applications can be processed online with eKYC and digital verification.
ICICI Bank’s personal loan products include Rs. 10 lakh loan options that can be used for a variety of needs like medical expenses, weddings, travel, and renovations. The loan usually features quick online applications and disbursal after verification.
Kotak Mahindra Bank offers personal loans up to Rs. 10 lakh available to salaried and self-employed applicants with documented income proof and a satisfactory credit profile. Their online application process is user-friendly.
Non-Bank Lenders & Fintech Platforms:
Bajaj Markets / Bajaj Finserv: Offers unsecured loans including Rs. 10 lakh and above, often with flexible tenures.
Moneyview: Digital lender offering up to Rs. 10 lakh with quick approvals for eligible applicants.
Credyfi: Another fintech platform providing instant access to large-ticket personal loans with online processing.
Tata Capital: Provides high-value personal loans including Rs. 10 lakh with quick digital disbursement.
Eligibility & Tips:
Most lenders require a minimum income threshold, often Rs. 25,000+ monthly.
A good credit score (700+) improves approval chances and interest rates.
Existing customers or salary account holders with the bank often receive pre-approved offers or faster processing.
I hope this helps!
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Which bank offers a Rs. 10 lakh personal loan?
ruchi
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23 days
2026-02-15T18:29:44+00:00 2026-02-15T18:29:46+00:00Comment
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