What Is Yes Bank Personal Loan Minimum Salary?

The YES bank personal loan minimum salary requirement is Rs. 25,000 for salaried individuals to qualify for a personal loan. This threshold ensures that applicants have a stable income to manage loan repayments. 

Apart from a minimum monthly income requirement of Rs. 25,000, the other requirements include:

1. Applicants must be between 21 and 60 years of age.

2. Must be a salaried employee in a private or public enterprise.

3. A good credit score enhances eligibility.​

4. Applicants should also have a minimum of 1 year in their current job and a minimum of 2 years in total work experience. ​

For self-employed professionals, the income requirement may vary. It's advisable to check with Yes Bank for specific criteria.

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What is the Yes Bank Personal Loan Interest Rate? 

Hello there. The Yes Bank personal loan minimum salary is Rs. 25,000 per month. Being an employee at Yes Bank, I can give you proper details about the personal loan we offer. The bank analyses your repayment potential through your income. It is a part of the eligibility criteria. In case you have a low income which is becoming a hurdle in your loan approval, consider options like applying with a co-applicant, showcasing your investments and maintaining a CIBIL score of 750. Let me tell you more about the personal loan at Yes Bank.

What are the Interest Rates and Charges of Personal Loan from Yes Bank?

As I already said that the Yes bank personal loan eligibility minimum salary is Rs. 25K. I’d like to highlight the Yes Bank personal loan interest rate and other charges:

I hope this helps! 

Hi Sumit. I am here to tell you that the Yes Bank personal loan minimum salary is Rs. 25,000 per month to be eligible to apply for a personal loan at the bank. Let me tell you more about this.

What is the Yes Bank Personal Loan Eligibility Minimum Salary?

As I said above, you must earn at least Rs. 25,000 every month. Mr Rishi has shared the details related to the eligibility criteria for self-employed individuals, so you can check that out.

What is the Personal Loan Interest Rate at Yes Bank?

When I applied for a personal loan at Yes Bank last month, the interest rate ranged between 10.99 and 20 per cent per annum.

Your profile, which includes your monthly income, will impact the interest rate at which you get the loan. A higher income will increase your chances of getting a higher amount of loan at a lower interest rate.

This is all I have to share with you regarding the minimum salary needed to be eligible to apply for a personal loan at Yes Bank. I hope it helps.

Hi, 

My cousin is an employee at Yes Bank. According to him, Yes Bank is the kind of Bank that makes loan processing quick and easy. When I asked him about yes bank personal loan minimum salary, here is what he told me. 

Yes Bank Personal Loan Eligibility Minimum Salary

According to him, there are two criteria based on which Yes Bank gives out personal loans, which are salaried and self-employed individuals. Here is what each should fulfill to be eligible for a personal loan. 

He also told me to keep a few documents handy if I am planning to apply for a Yes Bank personal loan. Here are the documents that he mentioned

• 2 passport-size photographs

• ID proof - Aadhar card, Voter card, PAN card, or Passport. 

• Address proof - Passport, driver's licence, utility bills such as electricity or gas. And these shouldn't be more than 3 months old. 

• Last 3 months' bank account statement. 

• Form 16 of last 2 years. 

• Copy of IT return of last 2 years. 

And that's about it. I hope the Yes Bank personal loan minimum salary is clear to you.