Ujjivan SFB offers Micro Individual Loans an unsecured personal loan for individuals across salaried and self-employed segments. The basic Ujjivan Bank personal loan eligibility is that applicants must be resident Indian citizens aged 22 to 58, with a regular income source; final sanction is at the bank’s discretion.
What are the Ujjivan Personal Loan Eligibility Criteria?
Applicants must submit:
PAN or Form 60
Aadhaar, voter ID, passport, or driver’s licence
Latest 6 months of bank statements
Salary slips (for salaried) or income proof (for self-employed)
Passport-size photographs.
You can borrow from a maximum of Rs. 3 lakh. Tenures range from 6 months and the maximum tenure is 36 months. Interest rates start at around 23% to 24.50% p.a., depending on creditworthiness and loan type. A processing fee of around 1 to 2% of loan amount applies, plus applicable late payment/penal charges and pre-closure charges.
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What is Ujjivan Bank Personal Loan Eligibility?
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2025-07-21T15:58:08+00:00 2025-07-31T14:46:54+00:00Comment
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