Hello, I came across your query regarding personal loan interest rate for government employees and thought of helping you. The interest rate charged by HDFC Bank lies in the range of 10.50% to 25%. In Axis Bank, this range is between 12 to 21%. I took a loan in February last year, so I enquired with several banks regarding their specifications for granting a personal loan. So, let me share more information on this.
What is the HDFC Personal Loan Interest Rate for Government Employees?
HDFC gives a personal loan to government employees at an interest rate ranging from 10.50% to 25.00% Talking about the processing fees, it is up to Rs. 4999 + GST. The loan tenure ranges between 3 to 72 months. Lastly, if your loan is pre-approved, you won’t need to submit any documents. However, for a non-pre-approved loan, the bank will need your last three months' bank statements, KYC and the two most recent salary slips.
What is the Axis Bank Personal Loan Interest Rate for Government Employees?
When I applied for a personal loan last year, I enquired about the interest rate for government employees in Axis Bank. I couldn’t find any specific interest rate for government employees. The bank says the interest rate ranges between 12 to 21% for salaried employees. So, this would be the same when it comes to government employees, as well.
I would like to end my answer here. I hope this helps you.
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What is the Loan Interest Rate for Govt Employees?
jeevan
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2023-11-26T14:37:36+00:00 2023-11-26T14:37:37+00:00Comment
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