HBA or House Building Advance is a scheme offered to Government employees to help them with the construction or acquisition of houses or apartments. This scheme was first introduced in 1956 as a welfare measure and is still continued. The house building advance application form Kerala is available online. Before telling you what details to fill it up, let me share some of its major aspects. The rules got modified in 2018 again so let me highlight the major ones here.
How to get the HBA form online?
You can download the HBA form from Kerala’s government’s
finance department
portal
Scroll down to HBA or press Ctrl+F and type HBA
Click on the form and get it
What rules do the HBA Kerala govt employees need to follow?
To apply for HBA or Housing Building Advance, certain rules must be followed by the employees like-
The employee must have not availed of HBA benefits before
The employee must have 10 years continuous or more years of service
The employee needs to visit any scheduled commercial bank operational in Kerala to avail of the loan
If the loan is approved by the bank, the bank will need to submit the sanction letter to the government directly
The employee after getting the loan sanctioned need to submit a letter of consent to the government for deducting EMIs on the specific dates
There are more rules. But these are the major rules to get the HBA loan application form Kerala. You can check their official notice as well to get a detailed idea about the topic. Let me share with you the PDF-
Rule PDF for HBA
You will get an idea about which HBA Kerala government employees can apply for it and other related details as well.
If you still have doubts, you can ask any commercial bank providing HBA loans for more details. This is all I know about this topic. At least you must have got an idea about why house building advance application form Kerala is needed.
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What is the House Building Advance Application form Kerala?
Salim
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2023-05-31T15:08:20+00:00 2023-05-31T15:29:02+00:00Comment
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