My experience with a Corporation Bank home loan has had both good and bad aspects. The loan sanction process was reasonably quick, and the initial communication during documentation and approval was clear. I received timely confirmation once my papers were verified, which made the start of the loan journey smooth. However, things became difficult later when I needed assistance with service-related requests. Simple follow-ups took far too long, and I had to visit the branch multiple times to get basic updates. The lack of accountability and delayed responses were frustrating. While the bank is dependable for loan disbursal, its customer support after sanction clearly needs improvement.
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I have been requesting a revision of my home loan interest rate for more than two years, but the process has been very stressful. Even though the staff appear willing to assist, no progress is made unless I follow up repeatedly through emails and branch visits. To my surprise, the branch manager reacted rudely and raised his voice when I asked about the delay, even advising me to transfer my loan to another bank. My request remains unresolved, and the poor efficiency and unprofessional attitude reflect extremely weak customer service.
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Founded in 1906 and renowned for its vast network, Corporation Bank was a significant public-sector bank in India. On April 1, 2020, it merged with Andhra Bank to form the Union Bank of India. I took a home loan from UBI and had a positive experience. Once I submitted all the required documents, the loan was approved in about five working days. I received an in-principle approval quickly, followed by final approval after the documents were verified.
What is the Corporation Bank Home Loan Review?
Tina78
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27 days
2026-01-05T11:44:35+00:00 2026-01-08T10:54:40+00:00Comment
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