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Q.

What is the Central Bank of India NRI Interest Rates?

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For Non-Resident Indians (NRIs), the Central Bank of India provides a range of interest rates on deposits, including NRE (Non-Resident External) and NRO (Non-Resident Ordinary) accounts. The latest Central Bank of India NRI interest rates start at 6..60% p.a. However, the deposit type (fixed deposits, for example) and tenure have an impact on these rates.

What are the Latest Interest Rates for Central Bank of India NRI?

For NRE Fixed Deposits under Rs 3 crore:

  • 1 to 2 years: 6.60% p.a.

  • 2 to 3 years: 6.70% p.a.

  • 3 to 10 years: 6.50% p.a.

For single deposits between Rs 3 crore to Rs 10 crore, rates remain identical.  Additionally, special-term NRE deposits (callable/non‑callable), for funds above Rs 1 crore:

  • 444 days: callable 6.70%, non‑callable 6.80%

  • 555 days: callable 6.70%, non‑callable 6.80%

  • 999 days: 6.60% (non‑callable)

These rates are updated monthly and reflect the bank’s July 2025 restructuring. I hope you found this information helpful.

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