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Q.

What is the Bajaj Finance Personal Loan Review?

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5

1 Year

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0 2025-04-02T12:38:48+00:00
I also agree with others. The application procedure for applying for a personal loan with Bajaj was smooth for me also. But I won’t deny what Surbhi599 said. Even I find their interest rate too high. It’s ranging from 10% to 31% p.a. A few months after I took out a personal loan with a fixed interest rate, they abruptly and without informing me raised the rate. They blamed it on the RBI when I asked for an explanation. Also, I found they showed no concern, even after numerous complaints. I will rate them 3.5 out of 5 under my Bajaj Finance personal loan review.
0 2025-04-01T11:37:01+00:00

Here is my Bajaj Finserv personal loan review. Overall, it was an average experience. I like how fast the loan was authorised, and the application procedure was easy. However, I was let down by the processing fees, though. I paid about 3.93% of my loan amount, which seemed higher to me even though they said the costs were lower. Another issue I faced is I missed out on paying my one EMI and for that their staff literally talked so rudely to me. It was very disrespectful, although I did the payment later.

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1 2024-07-15T09:12:58+00:00

I enjoyed the benefits of being an existing customer of this bank hence my experience was good. So if you ask me is Bajaj Finance good for personal loan, I will always say yes. Unlike new customers who had to check whether they were eligible or not, I was offered

  • Pre-approved personal loan

  • No additional eligibility criteria

  • The loan also got disbursed within a week

I am highly impressed with their service hence shall recommend you avail of a personal loan here.

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1 2024-07-13T22:45:22+00:00

Here is my Bajaj Finance personal loan review, Their personal loan interest rates are extremely high, between 13% and 35%, unlike SBI's 11.25%. My uncle found them dishonest, offering quick loans but later harassing him daily. He wanted to close the loan but it was tough. They start levying hefty fees and their rude staff pays no heed to the problems or concerns of the customers.

If you read any Bajaj Finance personal loan reviews online, you will understand is Bajaj Finserv personal loan good or not. 

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1 2024-07-11T21:03:22+00:00

I also found Bajaj Finance personal loan good. They offer an

  • Interest rates between 13% and 35%

  • Both salaried and self-employed individuals can apply for personal loan here

  • Process ing fee is around 3.93%

  • No hidden charges are there for personal loans here

  • The loan repayment tenure is also great: between 6 months to 63 months

  • 3 types of personal loans are available here: term loan, Flexi term Loan, and Flexi hybrid loan

  • The loan amount ranges from Rs 20,000 and Rs 40 lakh

I applied for a personal loan here last year online and it was very easy. Just visit the

Bajaj Finance Personal loan website

, tap on the apply option, and proceed. You can rely on this Bajaj Finance personal loan customer review and tally the details from their official website as well.

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