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Q.

What is Tata Capital Personal Loan Review?

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6

1 Year

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0 2026-01-20T10:34:15+00:00

I have availed of a personal loan from TATA Capital, and the interest rate starting at 10.99% p.a. is competitive, especially for applicants with a good credit score. Overall, Tata Capital feels reliable, transparent, and convenient for personal loan requirements.

0 2026-01-19T11:35:04+00:00

Closing my home loan with Tata Capital turned out to be an extremely stressful and frustrating experience. From the start, communication was poor and responses were delayed. Simple requests took weeks, and I had to follow up repeatedly. The process felt unorganised and unnecessarily complicated. Instead of support, I faced constant confusion and mental harassment. Even after submitting all required documents, there was no clarity on timelines. This experience drained my time and energy. Based on my experience, I would discourage anyone from choosing Tata Capital for a home loan.

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0 2026-01-17T12:32:38+00:00

Based on my experience, Tata Capital Personal Loan stands out for its quick and hassle-free process. I like that it offers instant personal loans up to Rs. 35 lakhs with a 100% digital application, which saves a lot of time. The loan amount starts from Rs. 40,000 and goes up to Rs. 35,00,000, making it suitable for both small and large financial needs. With a flexible repayment tenure of up to 6 years, managing EMIs becomes easier. 

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I want to share my experience of taking a personal loan through this NBFC with a Tata Capital personal loan review.  The whole process was painful for me. There is no part payment option available online. You can get it done only by visiting the branch. There are no options for foreclosure. They constantly call with new loan schemes even if you are not interested. The rate of interest is also high. Please be careful while making any decision.

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1 2024-07-10T10:31:15+00:00

I read a few Tata Capital personal loan reviews before deciding to take a personal loan through this bank. The customer service of Tata Capital is extremely poor. I applied for a loan about two weeks ago and the application status is still under process. Don’t go for them at all. Choose a better and more professional lender instead.

 
0 2024-07-04T10:31:45+00:00

I can help you with whether is Tata Capital good for personal loan or not. I got a call regarding a pre-approved loan from Tata Capital. They took all the details and carried out the formalities for the auto-debit from my account. Then, neither did they call nor did they pick up my call.  

A few days later, one of their employees said “As the system has been updated, your loan is not approved”. I needed money and these people fooled me. They are highly irresponsible and unethical. 

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