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Q.

What is RTN Charges in IDBI Bank?

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The Automated Clearing House or ACH RTN charges IDBI Bank apply when transactions such as cheque clearances, ECS (Electronic Clearing Service), or ACH debits fail because of insufficient funds or other reasons. The charges start at Rs. 250 and can vary based on the transaction type and amount.

ACH RTN Charges in IDBI Bank

Here is the ACH RTN Chrg IDBI Bank.

  1. Up to Rs 10,000: Rs 250 per instance (Rs 500 for over two instances per quarter)

  2. Rs 10,001 to Rs 25 lakh: Rs 500 per instance (Rs 750 for over two instances per quarter)

  3. Above Rs 25 lakh: Rs 1,000 per instance (Rs 1,500 for over two instances per quarter)

However, the ECS return charge is flat Rs 500. These charges may be subject to change based on IDBI Bank’s latest policies and RBI regulations. Customers are advised to check with their branch or IDBI Bank\'s official website for the most up-to-date details​. I hope you found this helpful.

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