Would you like to know what is NRI Premia account? In India, the NRI Premia Account is a top-tier NRI savings product (available in NRE and NRO variants) designed for high-net-worth expatriates. To qualify, you must maintain a minimum average monthly balance of Rs. 5 lakh in savings or Rs. 25 lakh across CASA + FD, or higher for combined assets.
Key perks include:
A dedicated relationship manager
Preferential remittance rates
Discounted loan processing fees
Complimentary domestic and international airport lounge access two free visits per quarter domestically and two annually at international lounges.
The accompanying NRI Premia World Debit Card offers enhanced withdrawal limits, rewards, insurance, shopping and travel offers.
A unique feature is family banking, which allows you to link up to five family members in India (spouse, children, parents, in‑laws, siblings, grandchildren) under a single Family ID and extend Premia privileges like fee waivers and priority services.
Additional lifestyle benefits encompass concierge support for hotel, dining, events, priority services, fitness referrals, and estate planning solutions. The account also waives annual maintenance on demat accounts and PINS for the first year.
While the benefits are attractive, potential users should note that non-maintenance fees apply if minimum balance is not maintained. For Premia, this is 2% of the shortfall or Rs. 500, effective April 1 2022.
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What is NRI Premia Account?
priya
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2025-06-28T14:49:48+00:00 2025-06-28T14:49:50+00:00Comment
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