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Q.

What is multi city cheque?

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The abbreviation of multi city cheque book is MCC. You may have come across this term while availing your cheque book. But what is multi city cheque meaning. I will explain this term in brief and help you understand the meaning.

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What is a multi city cheque?

 

Banks provide Multi City Cheque books to their customers. With the help of a multi-city cheque book, you can withdraw or deposit money to any bank branch in India without any hassle. 

 

Let me share an example with you:

 

Let’s say you have a multi city cheque of Rs. 50,000. With the help of multi city cheque, you can withdraw this money from any bank situated in India and deposit the money in any bank branch located in India.

 

Let me share with you the advantages of multi-city cheque:

 
  •  Generally, you can withdraw cash from bank branches up to Rs. 1 lac per day.

  • You do not need to purchase demand drafts so multi city cheques help to save money.

  • It is beneficial to businesses as immediate payment can be received through local clearing. 

  • With the help of MCC, you can easily pay utility bills such as electricity, telephone, maintenance etc. for an office / home at an outstation centre.

 

I hope you understand the meaning of multi city cheque book now.

 

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