L&T Finance personal loan eligibility offers tailored loans for both salaried and self-employed individuals in India. Understanding the eligibility criteria is crucial for a successful application. There are several eligibility criteria to obtain loans from L&T. One such includes the age criteria. Applicants should be between 23 and 58 years old. A stable income is essential, applicable to both salaried and self-employed individuals.
Who is Eligible for L&T Personal Loan?
Apart from the age criteria, the other criteria include:
A minimum of one year of continuous employment is required. A good credit history enhances approval chances and may lead to better interest rates.
Documentation Required:
Identity Proof: PAN card along with any one of the following: Aadhaar card, Passport, Driver's License, or Voter ID.
Address Proof: Utility bills, rental agreement, or passport.
Income Proof:
Salaried Individuals: Recent salary slips and Form 16.
Self-Employed Individuals: Income Tax Returns (ITR) for the last two years.
Bank Statements: Last six months' bank statements.
For a smooth application process, ensure all documentation is accurate and up-to-date. Maintaining a good credit score and demonstrating stable income can significantly improve eligibility and loan terms. This is all about the L&T finance personal loan eligibility.
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What Is LT Finance Personal Loan Eligibility?
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2025-04-18T11:07:33+00:00 2025-04-18T11:07:34+00:00Comment
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