Kerala Gramin bank personal loan interest rates are tailored to meet the financial needs of its customers. As of October 2025, KGB's personal loan interest rates range from 11.60% to 14.50% per annum, depending on factors such as the applicant's credit profile, loan amount, and tenure.
What is the Interest Rate of Personal Loan in Kerala Gramin Bank?
Specifically, the Gramin Easy Loan scheme offers interest rates starting at 10.75%, with loan amounts ranging from Rs. 25 lakh, secured against property.
The loan tenure varies based on the applicant's credit score and repayment capacity, with a maximum repayment period of up to 15 years. Applicants with higher credit scores may be eligible for lower interest rates and more favorable terms.
KGB's personal loans are designed to meet various financial needs, including medical expenses, education, home renovation, and other personal requirements. The bank offers flexible repayment options, and the loan process is streamlined for the convenience of its customers.
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Hello there. The Kerala Gramin Bank personal loan interest rate starts at 11.75 percent per annum. I recently applied for a personal loan at the Gramin Bank of Kerala. At the time of applying, I asked for all the details regarding interest rate, maximum period and the maximum loan amount disbursed by the bank. Let me share detailed information about this.
Kerala Gramin Bank Personal Loan Rate of Interest
Here is the information about the interest rate for the personal loan:
Loan | Interest Rate |
General Consumption Loan | 14.50 percent |
Gramin Easy Loan | 11.75 percent |
The loan interest rate is dependent on several factors:
Your CIBIL score. A score of 750 is considered good to gain a loan at a lower interest. A lower credit score results in a higher interest rate.
The repayment period also affects the interest rate. On reducing your tenure, the interest rate also reduces. In contrast, a longer tenure will mean that a higher interest will be applied to your repayment.
Apart from this, the official at the Kerala Gramin Bank told me the following for the Gramin Easy Loan:
Maximum Tenure: 15 years
Maximum Loan Amount: 5 lakhs
This is all I have to share with you. I hope you find this information useful.
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What is Kerala Gramin Bank Personal Loan Interest Rate?
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2025-01-31T17:28:29+00:00 2025-01-31T17:28:30+00:00Comment
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