Last month, when I talked with my friend about the JK Bank personal loan eligibility, I came to know you must be at least 21 years old. It offers the Saral Finance Scheme, a personal loan tailored for salaried employees. This scheme is designed to meet various personal financial needs. This bank provides flexible loan amounts and repayment options.
What is the Eligibility Criteria for JK Bank Personal Loan?
The Saral Finance Scheme is available to:
Permanent Employees of Government and Related Bodies
Government employees in J&K and Ladakh recruited under SRO 202 with a minimum of 18 months of service.
Permanent Employees of Reputed Institution.
Permanent Employees of Corporate Houses.
For branches outside J&K and Ladakh, loans are granted to employees living near the branch or with employer guarantees.
Government/PSU/Autonomous Body Employees with Salary Account: Up to 42 times the monthly gross salary.
Government Employees without Salary Account: Up to 24 times the monthly gross salary or Rs.15 lakh, whichever is lower.
Employees of Reputed Institutions/Corporate Houses with Salary Account: Up to 30 times the monthly gross salary or Rs.25 lakh, whichever is lower.
I hope you found this helpful.
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What is Jk Bank Personal Loan Eligibility?
ravi
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9 months
2025-04-18T11:09:11+00:00 2025-04-18T11:09:12+00:00Comment
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