Hi there! SMFG Indian Credit, formerly known as Fullerton India personal loan top up eligibility, is the same as the usual personal loan. Here, salaried employees can avail a loan up to Rs. 30 lakhs and self-employed ones can take up to Rs. 10 lakhs. If you’re someone like me who has an existing personal loan from SMFG, a top-up loan is an added benefit for that extra financial need. I am sharing some eligibility details that you should take a note of before availing the loan.
What are the Fullerton India Personal Loan Top Up Eligibility Requirements?
As a salaried employee, I can share the eligibility details for salaried individuals. Your minimum monthly salary should be at least Rs. 20,000 to Rs. 25,000 depending on the city you live in.
Here’s a detailed list of requirements you need to fulfill to be eligible for a top-up personal loan.
Minimum Income: If you’re from Delhi/Mumbai, you must earn at least Rs. 25,000. In other cities, it’s Rs. 20,000.
Work Experience: You should have been working for at least a year. But at the current workplace, it should be a minimum of 6 months.
Age of applicant: The age range should be between 22 years and 65 years.
Credit score: 750 or above
So, I wanted to take a top-up loan of 10 lakhs and to know my eligibility I used their online eligibility calculator. You just have to select the option from ‘salaried’ and ‘non-salaried’ and the loan amount. You can also calculate the EMI likewise. Hope it gives you some idea on top-up personal loan eligibility from SMFG.
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What is Fullerton India Personal Loan Top Up Eligibility?
Harshitaa
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9 months
2025-03-25T10:12:40+00:00 2025-03-25T10:12:41+00:00Comment
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