When I applied for an MHADA apartment through their housing lottery, I came across the term EMD. I later asked my childhood friend, a legal expert, what is EMD in MHADA. He said in the context of MHADA, EMD stands for Earnest Money Deposit. It is a refundable security deposit required when applying MHADA lottery schemes.
What is the EMD Amount in MHADA?
It is the first deposit required by a candidate when they apply for an MHADA property. MHADA uses this payment to pay for administrative expenses and ensure that only serious buyers enter the lottery.
Following the lottery draw, failed candidates receive their EMD back.
The EMD could be forfeited if the applicant wins but doesn't finish the buying procedure.
The EMD amount varies based on the applicant's income category.
EWS (Economically Weaker Section): Rs. 25,000
LIG (Lower Income Group): Rs. 50,000
MIG (Middle Income Group): Rs. 1,00,000
HIG (High Income Group): Rs. 1,50,000
This is all I know about EMD in (Maharashtra Housing and Area Development Authority.
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What is EMD in MHADA?
Rudra654
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3 months
2025-08-20T09:14:57+00:00 2025-08-20T09:14:59+00:00Comment
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