Yes Bank allows partial prepayment of a personal loan, but only after the borrower has paid at least 12 EMIs. Before completing this mandatory one‑year lock‑in, no part prepayment is permitted. The Yes Bank personal loan partial payment charges start at 3% plus applicable taxes.
What are the Charges for Partial Payment of Yes Bank Personal Loan?
It is usually 3% plus applicable taxes on the part payment amount paid.
Under the key facts statement, you may pre‑pay up to 20% of the principal outstanding (POS) annually during months 13‑24 and 25‑36.
Up to 25% of POS, you need to pay during months 37‑48 and beyond.
However, a fee of 2% (plus applicable taxes) applies to the amount prepaid as part payment.
For example, if you decide to make a lump‑sum prepayment of Rs. 50,000 after 14 months, which is within 20% of your POS, you will be charged 2% of Rs. 50,000 plus taxes as part prepayment fees. I hope you found this information helpful.
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What are the Yes Bank Personal Loan Partial Payment Charges?
ravi
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2025-08-07T07:23:15+00:00 2025-08-07T07:23:17+00:00Comment
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